AIF

Alternative Investment Fund or AIF means any fund established or incorporated in India which is a privately pooled investment vehicle which collects funds from sophisticated investors, whether Indian or foreign, for investing it in accordance with a defined investment policy for the benefit of its investors.

PMS

Portfolio Management Services (PMS), service offered by the Portfolio Manager, is an investment portfolio in stocks, fixed income, debt, cash, structured products and other individual securities, managed by a professional money manager that can potentially be tailored to meet specific investment objectives.

GENERAL INSUARANCE

Life is full of surprises. There are times when you are caught unprepared and do not know what to do. Sometimes life takes a turn for the worst when you least expected it to. Carpe Diem solicits general insurance products which offers a wide range of general insurance solutions that are designed to fit every need, every pocket and every situation.

MORTAGE LOAN

A mortgage is a loan - provided by a mortgage lender or a bank - that enables an individual to purchase a home or property. The loan must be paid back over time. The home purchased acts as collateral on the money an individual is lent to purchase the home.

BUISSESS LOAN

Thinking of expanding your business without security/collateral Business Loan (BL) is collateral/security free loan which is provided to a self-employed individual and entity. Business Loan can be availed for any business upgrade or equipment purchase, which is repaid in equal installments at fixed intervals.

OD/CC

Salary Account customers can avail a line of credit/ overdraft facility to meet unplanned or recurring expenses. It is designed to protect Salary Account customers from missing their Equated Monthly Instalments (EMIs) or cheque bounces due to insufficient funds by providing short-term instant credit. Customers can easily avail of this facility by contacting us.

LIFE INSURANCE

Life Insurance can be defined as a contract between an insurance policy holder and an insurance company, where the insurer promises to pay a sum of money in exchange for a premium, upon the death of an insured person or after a set period. Here, at Carpe Diem, you pay premiums for a specific term and in return, we provide you with a Life Cover.

MUTUAL FUND

A Mutual Fund is a popular investment vehicle for financial planning. It accumulates money from a group of investors and invests the corpus in a wide variety of financial asset classes like Equity, Debt, and Commodities etc. The value of the Mutual Funds is correlated to the performance of its composite assets.

HOME LOAN

Carpe Diem Home Loan is your one stop solution for owning your dream home. Whether you want to purchase a house or construct a new one, we offer a wide range of products well suited to meet your housing loan requirement . We offer affordable home loans at attractive rate of interest rates.

HEALTH INSURANCE

A medical insurance policy insures the policyholder against medical expenses incurred due to accidental injuries or sickness. Good health insurance allows you to focus on your treatment and recovery instead of worrying about hospital bills. Alleviate this burden by going in for our Health Insurance plan.

Are you in need for a loan? Get in touch with us.